ABOUT BANK EXAM

IBPS: institute of banking personnel selection

There is a common entrance test conducted for the selection of clerks for all the banks (except SBI) – IBPS. IBPS conducts this test which is known as cwe:  common written examination. For selection of clerical cadre vacancies in the public sector banks. This is conducted once in a year in two stages – cwe & common interviews. The candidates have to apply through online application mode from IBPS website (www.IBPS.in).

1). IBPS clerical cadres

Introduction: The tests (except the test of english language) are available bilingual. The candidates who have cleared the written examination will go through the second stage – common interview. The marks allotted are 100. The minimum qualifying marks in interview will be not less than 40% (35% for sc/st/obc/pwd/exsm candidates). The weightage ratio of cwe (exam) and interview is 80:20.

Candidates, qualifying both the stages will be listed in order of merit and depending on the available state / ut wise vacancies, will be allotted to one of the participating organizations, keeping in view the spirit of govt. Guidelines on reservation policy, administrative convenience, etc.

Eligibility criteria:

Age limit: the minimum age limit is 20 years and maximum 28 years

Educational qualification:  degree (graduation) in any discipline from recognized university

Computer literacy: operating and working knowledge in computer system is mandatory, i.e. candidate should have a degree / diploma / certificate

CWE Written examination structure:

Sr. No.	Name of tests (objective)	Maximum marks	Duration of the test
1	Reasoning	40	Composite time of 2 hours
2	English language	40
3	Numerical ability	40
4	General awareness with special reference to banking industry	40
5	Computer knowledge	40
Total		200

2). IBPS : probationary officer (PO) / Management Trainee

Introduction: The exams are conducted online for the recruitment of probationary officers / management trainee in public sector banks.

Eligibility criteria:

Age limit: the minimum age limit is 20 years and maximum 30 years

Educational qualification:  degree (graduation) in any discipline from recognized university

Computer literacy:  computer knowledge is not mandatory

CWE Bank PO Written examination structure

Sr. No.	Name of tests (objective)	Maximum marks	Duration
1	Reasoning	50	2 hours
2	English language	40
3	Quantitative aptitude	50
4	General awareness with special reference to banking industry	40
5	Computer knowledge	20
Total		200

3). IBPS specialist officers:

Introduction:  IBPS conducts cwe for recruitment of specialist officers in various cadres like, it, technical, agriculture, legal, marketing, hr, etc. The test for so is conducted twice a year by ibbps. The test can be conducted online or offline.  All the tests are objectives and can be answered in bilingual language (except for english language). The successfully qualified candidate is provided with a cwe scorecard, which is valid for one year from the date of issue of the scorecard.

Eligibility criteria:

Age limit: For Officers scale i              between 20 – 35 year

                  For Officers scale ii              between 21– 40 year

Educational qualification for:

IT officer(scale i & ii): Degree in any discipline with doeac ‘b’ level certification

Agricultural field officer: degree in agriculture

Rajbhasha adhikari: pg degree n hindi and english as a subject

Law officers: bachelor degree in law

Technical officers: engineering degree

Hr officer: degree in any discipline with pg degree or diploma in personnel management / industrial relationship / hrd / social work or labor law

Written examination structure:

For law officers – scale i & ii and rajbhasha adhikari sccale i:

Sr. No.	Name of tests (objective)	Maximum marks	Duration of the test
1	Reasoning	50	Composite time of 2 hours
2	English language	50
3	General awareness with special reference to banking industry	50
4	Professional knowledge	50
Total	200 questions	200

For specialist officers – IT officer, agriculture field, technical, hr & marketing personnel officers:

Sr. No.	Name of tests (objective)	Maximum marks	Duration of the test
1	Reasoning	50	Composite time of 2 hours
2	English language	50
3	Quantitative aptitude	50
4	Professional knowledge	50
Total	200 questions	200

4). IBPS: RRB – regional rural banks

RRB officer scale i, ii & iii

Introduction: IBPS conducts online CWE for recruitment regional rural banks.

Eligibility criteria

Age limit: ‘candidates’ age must be between:

   Scale i         18 years – 28 years

Scale ii        21 years – 32 years

Scale iii       21 years – 40 years

Educational qualification

Scale i: Graduation in any discipline and must be proficient in local language

Scale ii -(general banking officer): Graduation in any discipline with at least 50% marks with 2 years experience

Scale ii-(specialist officer): Degree from recognized university (it, ca, mba fin/marketing, law & agriculture – as per the profile)

Note – at least 50 % marks is required for it, agricultural & law officer.

Scale ii (officer): Graduation in any discipline with at least 50% marks with minimum 5 years of experience as an officer in a bank or a financial institutions. 

Written examination structure:

For Officer scale i:

Sr. No.	Name of tests (objective)	Maximum marks	Duration of the test
1	Reasoning	50	Composite time of 2 hours and 30 minutes
2	Quantitative aptitude	50
3	General awareness	40
4a	English language	40
4b	Hindi language	40
5	Computer knowledge	20
Total	200 questions	200

Officer scale ii (general banking officer) & scale iii:

Sr. No.	Name of tests (objective)	Maximum marks	Duration of the test
1	Reasoning	50	Composite time of 2 hours and 30 minutes
2	Quantitative aptitude  & data interpretation	50
3	Financial awareness	40
4a	English language	40
4b	Hindi language	40
5	Computer knowledge	20
Total	200 questions (40 each)	200

Officer scale ii (specialist cadre):

Sr. No.	Name of tests (objective)	Maximum marks	Duration of the test
1	Reasoning	40	Composite time of 3 hours
2	Quantitative aptitude  & data interpretation	40
3	Financial awareness	40
4a	English language	20
4b	Hindi language	20
5	Computer knowledge	20
6	Professional knowledge	40
Total	240 questions (40 each)	200

SBI: State Bank of India

State bank of India (SBI) is the largest banking and financial services in India by revenue, assets and market capitalization. It is a state owned corporation with its headquarters in Mumbai. SBI is a regional banking behemoth and is one of the largest financial institutions in the world. It has a market share among Indian commercial banks of about 20% in deposits and loans. Si is the only bank featured in the coveted “top 10 brands of India” list in an annual survey conducted by brand finance and the economic times in 2010.

SBI: specialist officer (SO):

Introduction: A specialist officer in a bank is appointed for specialized role in various Departments according to their expertise and educational background. Some of the specialist officer positions in banks are:

Information technology officer

Agriculture field officer

Rajbhasha adhikari

Law officer

Technical officer

Hr/personnel officer

Marketing officer

Post	Age	Qualification	Experience
Deputy manager (economist)	30 years	MA eco (min 55%) with computer proficiency certification	Min 1 year as economist/ analyst in financial institution/ govt./ reputed institution
Assistant manager (system)	30 years	First class b.e, b.tech computers,	Experience in computer programming in reputed org.
Assistant manager (law)	30 years	Graduate with a degree in law from a recognized university

SBI: clerical cadre

Introduction: The selection process consists of written test and personal interview. Candidates who qualify in written test would be called for interview on 1:3 ratio based on vacancies. Final selection would be made on the basis of performance of candidates in both written examination and personal interview talent together.

Eligibility criteria:

Age limit: candidates must be between 18 and 28 years.

Educational qualification: candidates must have passed 12^th standard with 60% marks for general and 55% marks for sc/st/exsm/pwd or must possess a graduate degree from recognized university.

SBI Bank Clerical Written examination structure:

Sr. No.	Name of tests (objective)	Maximum marks	Duration of the test
1	General awareness		Composite time of 2 hours 15 minutes
2	General english
3	Quantitative aptitude
4	Reasoning ability
5	Marketing ability / computer knowledge
	40 questions each

SBI BANK PO (Probationary Officer)

Introduction: State bank of india conducts its probationary officer exams for eligible candidates. The selection process consist of two phases written test and group discussion / interview

Eligibility criteria:

Age limit: minimum 20 and maximum 30 years

Educational qualification: the applicant should be graduate with a minimum requisite of 65% of average marks

SBI BANK PO written examination structure:

Phase 1:

Sr. No.	Name of tests (objective)	Maximum marks	Duration of the test
Objective	English language (grammar, vocabulary, comprehension etc.)	200 marks	2 hours
	General awareness, marketing & computers
	Data analysis & interpretation
	Reasoning
Descriptive	English language (comprehension, short precis, letter and essay writing)	50 marks	1 hour

Phase ii:

Group discussion: 20 marks

Interview: 30 marks